The word "PENSIO" is spelled as /ˈpɛn.si.o/. The first syllable "PEN" is pronounced as /pɛn/ and the second syllable "SIO" is pronounced as /si.o/. The spelling of this word follows the typical phonetic rules in English where the letter "e" in the first syllable stands for the short vowel sound /ɛ/, and the letter "s" in the second syllable is pronounced as /s/. This word could refer to a pension or retirement benefit provided to a person who has worked for a company or the government.