The spelling of the word "HMBSV" may seem confusing, but it can be broken down phonetically. In IPA transcription, it would be pronounced as "heɪ-em-bi-ɛs-vi". Each letter represents a sound in the word, with "HM" being pronounced as one sound, similar to the "wh" sound in "what". "BS" is pronounced as a blend of the sounds for "b" and "s". The "V" sound is also added at the end. Despite the complex spelling, it can be easily sounded out with phonetic knowledge.