The phrase "by whole of" is not a commonly used term. However, if you meant "by virtue of", the phonetic transcription is /baɪ ˈvɜːtjuːv/. This phrase means "because of" or "on account of". The spelling of "by virtue of" is straightforward and should be memorized as a complete phrase rather than broken down into separate words. Remembering the correct spelling and usage of this phrase can help enhance your writing and communication skills.