The word stipendiating is not a commonly used word, but its spelling can be broken down using IPA phonetic transcription. The first syllable "stip" is pronounced with the phonemes /stɪp/, followed by the second syllable "en" pronounced /ɛn/, and finally the suffix "-tiating" pronounced /ʃiːˌeɪtɪeɪtɪŋ/. This word means to give or receive a stipend, which is a fixed regular payment typically given for work done or services rendered.