SSDI Meaning and
Definition
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SSDI stands for Social Security Disability Insurance. It is a federal insurance program in the United States that provides financial assistance to individuals who are unable to work due to a disability. SSDI is administered by the Social Security Administration (SSA).
To qualify for SSDI, an individual must have a disability that prevents them from engaging in substantial gainful activity (SGA) and is expected to last for at least one year or result in death. The disability can be physical, mental, or a combination of both. Additionally, the applicant must have earned enough credits through previous work covered by Social Security to be eligible for benefits.
SSDI benefits are based on an individual's work history and earnings, similar to how retirement benefits are calculated. The amount of the benefit payment is determined by the Social Security Administration and is based on a complex formula that takes into account the individual's average lifetime earnings and years of work.
In addition to monetary benefits, individuals approved for SSDI may also be eligible for Medicare, the federal health insurance program for people aged 65 or older or with certain disabilities.
SSDI provides critical financial support to individuals with disabilities who are unable to work and earn a living. It is an important component of the social safety net in the United States, helping individuals and families cope with the financial challenges that arise from a disability.
Common Misspellings for SSDI
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- rSDI
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- SSDy
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