Pronunciation: [skˈɪmz ˈɒf tˈɒp] (IPA) 
The phrase "skims off top" is generally spelled as it sounds. "Skims" is pronounced /skɪmz/, with a short "i" sound and a voiced "z" at the end. "Off" is pronounced /ɒf/ or /ɔf/, with a more open "o" sound. And "top" is pronounced /tɒp/ or /tɑp/, with a short "o" sound and a voiceless "p" at the end. Together, these three words simply mean to remove the uppermost layer or portion of something.
The phrase "skims off the top" is an Idiomatic expression used to describe a particular action or behavior that involves taking a portion of something valuable or important for oneself, often surreptitiously or dishonestly.
In a literal sense, the verb "skim" refers to removing or taking off the uppermost layer or surface of a liquid, such as cream from milk. By analogy, "skims off the top" has developed into a figurative expression that implies the removal or appropriation of the best, most valuable, or profitable part of something, while leaving the remainder for others.
This phrase is frequently used in contexts involving financial or business transactions where someone in a position of power or authority misappropriates funds or resources for personal gain. For example, it can refer to an individual diverting money from a business's profits into their own pocket, without the knowledge or consent of others involved. Additionally, "skimming off the top" can apply to situations where a person or organization illegally takes a percentage of money or assets for personal enrichment, instead of distributing it equitably or as intended.
Overall, "skims off the top" encapsulates the concept of clandestinely appropriating or siphoning off the most valuable portion of something, often with the intent of personal gain while disregarding the interests or rights of others.
