-
To "securitise" is a financial and economic term that refers to the process of converting an illiquid asset or a group of assets into marketable securities. This process involves packaging and selling these securities to investors, typically in the form of bonds or asset-backed securities, in order to raise capital for the issuing company or institution.
The securitisation process involves several steps. Firstly, a company will identify a pool of assets, such as mortgages, loans, or accounts receivables, that have a reliable income stream associated with them. These assets are then transferred to a special purpose vehicle (SPV), a separate legal entity created solely for the purpose of securitisation.
Next, the SPV issues securities that are backed by the income generated from the underlying assets. These securities are often divided into different tranches, each with different levels of risk and return. They are then sold to investors in the financial markets.
By securitising assets, companies are able to convert non-liquid assets into cash, which can be used for various purposes, such as debt repayment, funding new projects, or expanding operations. The process also helps diversify risk by spreading it across a larger group of investors.
Securitisation has gained popularity as it allows companies to unlock the value of their assets while providing investors with the opportunity to invest in a wide range of securities. However, it also carries risks, particularly if the underlying assets turn out to be of poor quality or the income generated is lower than expected.
The word "securitise" is derived from the noun "security". It involves the addition of the suffix "-ize" which indicates the conversion or transformation of something into a particular state or condition. In this case, "securitise" refers to the process of turning an asset or financial instrument into a security.
CONDITIONAL
I
would securitise
you
would securitise
he/she/it
would securitise
we
would securitise
they
would securitise
CONDITIONAL CONTINUOUS
I
would be securitising
you
would be securitising
he/she/it
would be securitising
we
would be securitising
they
would be securitising
CONDITIONAL PERFECT
I
would have securitise
you
would have securitise
he/she/it
would have securitise
we
would have securitise
they
would have securitise
CONDITIONAL PERFECT CONTINUOUS
I
would have been securitising
you
would have been securitising
he/she/it
would have been securitising
we
would have been securitising
they
would have been securitising
FUTURE
I
will securitise
you
will securitise
he/she/it
will securitise
we
will securitise
they
will securitise
FUTURE CONTINUOUS
I
will be securitising
you
will be securitising
he/she/it
will be securitising
we
will be securitising
they
will be securitising
FUTURE PERFECT
I
will have securitised
you
will have securitised
he/she/it
will have securitised
we
will have securitised
they
will have securitised
FUTURE PERFECT CONTINUOUS
I
will have been securitising
you
will have been securitising
he/she/it
will have been securitising
we
will have been securitising
they
will have been securitising
IMPERATIVE
you
securitise
we
let´s securitise
to securitise
PAST
I
securitised
you
securitised
he/she/it
securitised
we
securitised
they
securitised
PAST CONTINUOUS
I
was securitising
you
were securitising
he/she/it
was securitising
we
were securitising
they
were securitising
PAST PARTICIPLE
securitised
PAST PERFECT
I
had securitised
you
had securitised
he/she/it
had securitised
we
had securitised
they
had securitised
PAST PERFECT CONTINUOUS
I
had been securitising
you
had been securitising
he/she/it
had been securitising
we
had been securitising
they
had been securitising
PRESENT
I
securitise
you
securitise
he/she/it
securitises
we
securitise
they
securitise
PRESENT CONTINUOUS
I
am securitising
you
are securitising
he/she/it
is securitising
we
are securitising
they
are securitising
PRESENT PARTICIPLE
securitising
PRESENT PERFECT
I
have securitised
you
have securitised
he/she/it
has securitised
we
have securitised
they
have securitised
PRESENT PERFECT CONTINUOUS
I
have been securitising
you
have been securitising
he/she/it
has been securitising
we
have been securitising
they
have been securitising
