Retainings is a non-existent word in the English language. The correct word is "retainings," which is the present participle form of the verb "retain." The word is pronounced /rɪˈteɪ.nɪŋz/ in IPA phonetic transcription. The "ret-" sound is pronounced with a short "i" sound, and the "-ain" sound is pronounced with a long "a" sound. The "ings" ending is pronounced with a "z" sound because it follows a voiced consonant. It's important to use correct spelling and pronunciation to communicate effectively in written and spoken English.