The word "phinney" is a surname that is commonly pronounced as /ˈfɪni/. The first syllable "phin" is pronounced with the English "F" sound, followed by the "i" vowel sound as in "pin". The second syllable "ney" is pronounced with the "n" consonant sound, followed by the "ey" dipthong sound as in "grey". Despite its somewhat unusual spelling, the pronunciation of "phinney" follows typical English phonetic rules and can be accurately pronounced by following the IPA transcription.