The word "payings" is spelled with the suffix "-ings" added to the verb "pay." Phonetically, "pay" is pronounced as /peɪ/ and "ings" as /ɪŋz/. When combined, they form the word /ˈpeɪ.ɪŋz/. "Payings" is the plural form of "paying," which means the act of giving money in exchange for goods or services. It is important to use correct spelling and grammar to effectively communicate in written form.