The word "lumbard" is often misspelled due to its similarity to "Lombard", a term used to describe people from Lombardy, Italy. However, "lumbard" refers to a type of tool used for measuring the depth of water. Its pronunciation is ˈlʌmbərd, with the accent placed on the first syllable. The initial "Lum" sound is pronounced with the tongue touching the back of the upper teeth, while the final "bard" sound is a soft consonant, similar to the sound in the word "card".
The word "lumbard" is derived from the Old High German term "lombart" or "lumpart", which means "resident of Lombardy". Lombardy is a region in northern Italy that was home to the Lombards, a Germanic people who established a kingdom in the area during the 6th and 8th centuries. The Lombards had a significant influence on the region, and their name became associated with merchants, traders, and bankers due to their widespread activity in commerce and finance. Over time, the term "lombart" evolved into "lumbard" in Middle English and eventually became the word "Lombard" in Modern English, referring to Lombardy or its residents. In the context of finance, "Lombard" also became associated with pawnbrokers and moneylenders, as Lombardy was known for its prominent banking activities.