The spelling of the word "lochy" is pronounced as /ˈlɒki/. The "l" is pronounced as /l/ while the "o" is pronounced as /ɒ/. The "ch" sound is generated by combining /tʃ/ and /h/, making an aspirated sound /tʃh/. Finally, the "y" at the end acts as a suffix, commonly used in Scottish Gaelic language. Overall, the word "lochy" has a unique spelling compared to other common English words, and its pronunciation could be challenging for non-native speakers.