Pronunciation: [flˈat bɹˈə͡ʊk] (IPA) 
Flat broke is a common phrase used to describe someone who has no money at all. The word "flat" here means "completely" or "entirely". The spelling of this phrase is quite straightforward, with "flat" pronounced as /flæt/ and "broke" pronounced as /broʊk/. The "b" sound in broke is pronounced differently from the "b" in "bomb" or "climbing", which is why it is spelled as "b-r-o-k-e" instead of "b-r-o-a-k" or "b-r-o-m-e".
The term "flat broke" is an idiomatic expression used to describe an individual or entity that is completely without monetary funds or financial resources. It denotes a state of extreme financial destitution where there are no available means to cover even basic expenses or necessities. The adjective "flat" in this context intensifies the meaning, emphasizing the total absence or lack of any monetary value, assets, or reserves.
When someone is truly "flat broke," they typically lack the ability to pay bills, meet financial obligations, or purchase essential goods and services. It suggests that their financial situation is dire and incapacitates them from meeting their day-to-day needs or engaging in general economic activities. The condition of being "flat broke" often leads to various hardships, such as struggling to afford food, housing, transportation, or even health care.
The expression is commonly used in informal conversations and is understood in various English-speaking countries. It implies an acute financial plight, often leaving individuals or entities unable to cope with financial burdens or emergencies. Its usage conveys a sense of complete and utter financial exhaustion, emphasizing the urgency and severity of the situation.
In summary, "flat broke" refers to a state of complete financial impoverishment, indicating a dire lack of money or resources to fulfill even the most basic financial obligations and meet fundamental needs.
The term "flat broke" is believed to have originated in the early 1800s. The word "flat" in this context means completely or utterly. "Broke" is the past participle of the verb "break", which in this case refers to the act of being left with no money or financial resources. Therefore, when someone is "flat broke", it signifies that they are completely devoid of money or completely "broken" financially.
