FAMILY COVERAGE Meaning and
Definition
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Family coverage refers to a type of health insurance plan that provides medical benefits and coverage for not only an individual policyholder but also his or her immediate family members. Under family coverage, the policyholder (often the primary breadwinner or head of household) can extend the benefits of their health insurance to their spouse, children, and sometimes even dependent parents.
Family coverage is typically more comprehensive than individual coverage, as it caters to the medical needs of multiple individuals within a family unit. It typically includes a wider range of medical services, including preventive care, doctor visits, hospitalization, prescription medications, and sometimes dental and vision care.
In terms of cost, family coverage usually involves higher premiums compared to individual plans, as it encompasses the healthcare costs of multiple family members. However, it is often more cost-effective than having separate insurance policies for each family member. Family coverage also offers the advantage of convenience, as all family members can access medical services through a single insurance plan and provider.
The eligibility for family coverage depends on the policy and the insurer but generally includes spouses, dependent children, and sometimes other family members. It is essential to review and understand the specific terms, limitations, and inclusions of the family coverage plan to ensure adequate medical protection for the entire family.
Common Misspellings for FAMILY COVERAGE
- damily coverage
- camily coverage
- vamily coverage
- gamily coverage
- tamily coverage
- ramily coverage
- fzmily coverage
- fsmily coverage
- fwmily coverage
- fqmily coverage
- fanily coverage
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- famuly coverage
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- famkly coverage
- famoly coverage
- fam9ly coverage
- fam8ly coverage
- famiky coverage
Etymology of FAMILY COVERAGE
The etymology of the word "family coverage" can be broken down into its individual components: "family" and "coverage".
The word "family" comes from the Latin word "familia", which referred to a household or household slaves. It derived from the Latin word "famulus", meaning servant or slave.
The word "coverage" comes from the Latin word "coopertus", which means "covered". It is derived from the Latin word "cooperire", which means "to cover completely or hide".
When combined, "family coverage" refers to an insurance policy or plan that provides coverage for an entire family, usually including spouse and dependents.
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