How Do You Spell DOUBLE INDEMNITY?

Pronunciation: [dˈʌbə͡l ˌɪndˈɛmnɪti] (IPA)

Double indemnity is a legal term that refers to a policy that pays out twice the amount of the insured's coverage amount in certain circumstances. The spelling of "indemnity" is pronounced as /ɪnˈdɛmnəti/, with the stress on the second syllable. The spelling of "double" is pronounced as /ˈdʌbəl/, with the stress on the first syllable. The combination of these two words produces the unique sound of "double indemnity," which is essential for legal purposes to ensure clarity and accuracy.

DOUBLE INDEMNITY Meaning and Definition

1. Double indemnity is a term that emerged in insurance and legal contexts to describe a provision within certain insurance policies. This provision serves to multiply the benefits to be paid out in specific circumstances, usually when death occurs as a result of an accident or certain specified causes. The term is typically associated with life insurance policies, where the policyholder agrees to pay extra premiums in exchange for this enhanced benefit.

   The concept of double indemnity establishes that, under certain conditions outlined within the policy, the insurance company will pay the beneficiary an amount equal to twice the normal death benefit. This double indemnity provision is triggered only when the policyholder's death is determined to be a result of the qualifying accident or cause stipulated in the policy. Generally, these qualifying causes include sudden accidents, such as being hit by a vehicle or suffering a fatal fall, but they may vary depending on the specific policy terms.

   Double indemnity serves to offer policyholders an additional layer of financial protection by providing a higher payout in the event of accidental death. This concept has gained recognition in popular culture due to its prominent depiction in literature and film, most notably with the release of the influential 1944 film "Double Indemnity," directed by Billy Wilder and based on the eponymous novel by James M. Cain. This crime drama film centered around a complex insurance fraud scheme that involved exploiting the double indemnity clause. The term "double indemnity" has since become ingrained in popular vocabulary and continues to be referenced when discussing insurance, fraud, or the potentially grim consequences of an accidental demise.

Common Misspellings for DOUBLE INDEMNITY

• souble indemnity
• xouble indemnity
• couble indemnity
• fouble indemnity
• rouble indemnity
• eouble indemnity
• diuble indemnity
• dkuble indemnity
• dluble indemnity
• dpuble indemnity
• d0uble indemnity
• d9uble indemnity
• doyble indemnity
• dohble indemnity
• dojble indemnity
• doible indemnity
• do8ble indemnity
• do7ble indemnity
• douvle indemnity
• dounle indemnity

Etymology of DOUBLE INDEMNITY

The word "double indemnity" originates from the insurance industry. The term 'indemnity' refers to a financial compensation paid to someone as a form of protection against potential loss or damage. In insurance policies, the concept of 'indemnity' guarantees that the policyholder will be compensated for any covered losses or damages.

The word 'double' in 'double indemnity' refers to an additional provision in certain insurance policies, specifically life insurance policies. Traditionally, life insurance policies offered an agreed-upon payout in case of the insured person's death. However, some policies included a clause for 'double indemnity' which increased the payout to twice the agreed-upon amount if death was caused by accidental circumstances.

The term gained further popularity and recognition with the 1944 film noir titled "Double Indemnity", directed by Billy Wilder.

Similar spelling word for DOUBLE INDEMNITY

• double entendre.