Pronunciation: [kˈɒsa͡ɪnz] (IPA) 
The spelling of the word "cosigns" corresponds to its pronunciation. The initial "c" is pronounced like a "k" sound (IPA: /k/), followed by the vowel sound "oh" (IPA: /oʊ/). The "s" sound is pronounced at the end (IPA: /s/). Therefore, the phonetic transcription of "cosigns" is /koʊsaɪnz/. This term refers to the act of endorsing or agreeing with someone, particularly by putting one's own reputation at risk.
Cosigns is a verb that is the third person present tense of the word "cosign". The term "cosign" has two main definitions, one in finance and another related to personal endorsements or support.
In the financial context, cosign refers to the act of signing a loan or credit agreement alongside another person, referred to as the primary borrower. By cosigning, the person agrees to assume equal responsibility for the debt and ensures repayment of the loan in case the primary borrower defaults. The cosigner's involvement provides additional security for the lender, as they are legally obligated to repay the debt if the primary borrower cannot. This is often done to help individuals with limited credit history, such as students or young adults, obtain loans or credit.
In a more general sense, cosigns can also refer to the act of endorsing or showing support for someone or something. When someone cosigns for another person, it means they publicly express their agreement, approval, or support for that individual's actions, ideas, or decisions. This personal endorsement can be significant in various contexts, including professional or personal matters, collaborations, agreements, or public statements. By cosigning, the individual demonstrates their trust in, alignment with, or belief in the person or idea being supported.
Overall, cosigns can refer to the financial commitment to a loan or credit agreement as well as the act of publicly expressing support for someone or something.
The word "cosigns" is formed by combining the prefix "co-" with the verb "signs".
The prefix "co-" is derived from the Latin word "com-" meaning "together" or "with". It is commonly used to indicate collaboration or partnership.
The word "signs" is derived from the Latin verb "signare" which means "to mark" or "to signify".
So, when "co-" is added to "signs", it indicates a joint or collaborative action of signing or endorsing together with someone else.
