The word "Churly" is not a commonly-used term, and it may be unfamiliar to many. It is spelled with a "ch" sound, followed by a "ur" sound, and then "ly" at the end. The IPA phonetic transcription for "ch" is /tʃ/, which makes the "Chur" sound like "chair." The "ur" is pronounced like the "ir" in "bird." Finally, the "ly" is pronounced as it looks, like "lee." In total, the word sounds like "chair-lee" when spoken.
The word "churl" is derived from Old English "ċeorl", which originally referred to a freeman of the lowest social class, typically working as a laborer or peasant. Over time, it developed negative connotations and came to describe someone with low-bred manners, rudeness, or boorishness.
The word "churly" is an adjective form of "churl", meaning "like a churl" or "characteristic of a churl". Although "churly" itself is not as commonly used as its root word, it retains the same negative connotations, describing someone who is coarse, ill-mannered, or surly.