The word "CARMYA" is a phonetic spelling of the name "Karmaya". It is pronounced as kahr-mee-yah, with stress on the second syllable. The "K" sound is represented by the letter "C", while the "ah" sound is written as "A". The "R" and "M" sounds are easy to recognize, while the "Y" sound is represented by the letter "Y". Finally, the last "A" in the name is spelled as it sounds. It is important to use phonetic transcription to accurately spell words with non-English origins.