BCBS stands for Blue Cross Blue Shield, which is a federation of independent health insurance companies in the United States. It is both an umbrella organization and a brand that represents a collective network of 36 separate health insurance organizations operating in different regions of the country. These organizations are licensed by the Blue Cross Blue Shield Association (BCBSA), a national association that establishes consistent quality standards and guidelines for its member companies.
Blue Cross Blue Shield companies primarily offer health insurance coverage to individuals, families, and businesses, encompassing a wide range of plans such as preferred provider organization (PPO), health maintenance organization (HMO), and other managed care options. The coverage includes various healthcare services, such as hospital stays, doctor visits, prescription medications, and preventive care.
BCBS companies are known for their extensive network of healthcare providers. Subscribers can choose from a large network of doctors, clinics, hospitals, and specialists, often giving them the flexibility to receive care both in and out of their home state. This extensive provider network ensures that BCBS members have access to healthcare services wherever they reside or travel within the United States.
The Blue Cross Blue Shield brand has been a trusted name in healthcare coverage for over 90 years, providing financial protection and access to quality care for millions of Americans.
