Pronunciation: [am lˈa͡ɪəbə͡l] (IPA) 
The spelling of the phrase "am liable" is straightforward. The first word, "am," is spelled with the letters A and M, which make the /æm/ sound. The second word, "liable," is spelled with the letters L, I, A, B, L, and E, which make the /ˈlaɪəbəl/ sound. The phonetic transcription for "am liable" is /æm ˈlaɪəbəl/. This phrase means that someone is legally responsible for something and is commonly used in legal contexts.
To be "liable" refers to being legally responsible or accountable for a particular action, obligation, or debt. When an individual is "liable," it means they are obligated or bound by law to fulfill specific duties, or to take responsibility for any consequences resulting from their behavior, actions, or decisions.
The phrase "am liable" specifically emphasizes the speaker's acknowledgement that they are personally responsible for an act, often suggesting an admission or declaration of fault or error. It implies a recognition of being legally or morally obliged to make amends or face potential consequences for a particular action or situation.
For example, if someone says "I am liable for the damage to your car," they are accepting responsibility for the harm caused and may be required to compensate for it. Similarly, if someone declares "I am liable for the payment of the outstanding debt," they are acknowledging their legal obligation to settle the owed amount.
The term "am liable" suggests a personal admission of blame, responsibility, or accountability, signifying an individual's recognition of their duty to rectify a situation or fulfill their obligations. It carries a weight of legal and moral implications, indicating the person's readiness to face any consequences that may arise due to their actions or liabilities.
The word liable comes from the Old French word liable meaning bound or obliged. It ultimately traces back to the Latin word liabilis, which means subject to legal claims or exposed to danger. The prefix am in am liable is the first person singular present indicative form of the verb to be. So, am liable means I am bound or I am obligated.
